Payable in event of accidental death or total permanent disability of the policyholder of the Sirago policy and where all beneficiaries are linked to a single medical scheme. This includes payment for dual medical scheme membership. Sirago will pay a claim for the medical scheme premium of the actual rand value of the contribution, but not higher than the sub-limit, per month for a 6 (six) month period. 

Options

Ultimate Gap | Plus Gap | Gap Liberal 

Gap Assist | Gap Core | Exact with Gap and Copay 

Benefit description:

This benefit will be paid to the beneficiary for the upkeep of the medical scheme contribution in the event of accidental death or total permanent disability of the Sirago policyholder. This benefit provides cover for the medical scheme premiums of the actual value of the contribution for 6 (six) months, up to the benefit limit.

Important points to consider:

• The medical scheme membership must remain active during this period and the Certificate of Membership from the medical scheme must be presented monthly for authentication. 
• This benefit is payable from the month AFTER the event, once all claim requirements have been received and validated.