Medical Scheme Premium Waiver

Modified on Mon, 23 May 2022 at 02:25 PM

Payable in event of death or total permanent disability of the policyholder of the Sirago policy and where all beneficiaries are linked to a single medical scheme. In the event of dual medical scheme membership, this benefit is only payable for the medical scheme of the policyholder. Sirago will pay a claim for the medical scheme premium of the actual rand amount of the contribution, but not higher than the sub-limit or longer than the period defined in your policy wording.


Ultimate Gap | Plus Gap | Corporate Comprehensive

 Gap Assist | Gap Lite | Gap Only | Exact Cover | Exact with Gap and Copay | Corporate Base

Benefit description:

This benefit provides cover for the premiums for payment towards your medical scheme premium in the case of death or permanent disability of the policyholder where all beneficiaries are linked to one medical aid. Period covered and sub-limits are dependent on your cover option.

Payments are processed and refunded to the surviving spouse or dependant once al the claim requirements have been received and approved. 

Important points to consider:

  • Proof of membership of a registered medical scheme, in the form of a certificate of membership showing status and contributions, must be provided monthly.
  • Benefit will be paid from the month following the event.

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